大家多少一定會用到金融服務，
現在的金融服務也越來越方便，
你可以在國外刷卡、領錢、開戶等等，
但如果你想在國外進行轉帳、匯款，但卻不懂銀行相關英文怎麼辦 ?
沒關係，看完這篇文章後，馬上就讓你學會 !
銀行常用英文用語
Account 帳戶 – Open an account 開帳戶
Savings account 儲蓄帳戶
Balance 餘額
Check 支票 – Cash the check 兌現支票
Traveler’s check 旅行支票
Deposit 存錢 – Make a deposit into 把錢存到…
Withdraw 提款
Current deposit /Demand deposit 活存帳戶
Fixed deposit /Time deposit 定存帳戶
Interest rate 利率 – Compound interest rate 複利
ATM 提款機
PIN number 提款密碼
Passbook 存摺
Seal 印章
Wire transfer 轉帳/匯款
Money order 匯票
Money exchange 兌換外幣
Denomination 面額
International fund 海外基金
Loan 貸款
Direct money to someone’s account 匯錢至某人的帳戶
Fill out deposit / withdrawal slip 填寫存款/提款單
在國外的銀行時，到底會用到那些英文對話呢?
讓我們利用兩分鐘來了解一下吧!
生活英文-銀行 At a bank – Financial English Lesson
銀行常用英文慣用句
I’d like to open an account in your bank.
我想在你們銀行開戶。
I would like to withdrawal 1000 dollars from my saving account.
我想要從我存款帳戶提1000元
Is there a transaction fee every time I withdraw ?
每次提領有沒有手續費
What’s your interest rate for your checking accounts?
你們的活期存款利率是多少？
What documents should I bring in ?
我要帶哪些文件呢?
I’d like to apply for a balance statement of my account.
我要申請存款證明
I would like to make a remittance to Taiwan.
我想要匯款到台灣
I’d like to apply for a credit card
我想要辦一張信用卡
I’d like to report the loss of my credit card and cancel it.
我要辦理信用卡掛失並取消那張卡。
I would like to take out a loan.
我想要貸款
Could you exchange New Taiwan dollars into U.S. dollars?
你能幫我將新台幣換成美金嗎?
What is exchange rate today?
今天的兌換率是多少?
Do you offer an inter-bank transfer service?
你們有跨行轉帳的服務嗎？
What kind of account would you like to open?
你想開什麼樣的帳戶？
Do you have any ID with you?
我可以看一下你的證件嗎?
I need your seal please
我需要你的印章
Please fill in this form first.
麻煩先填寫這張表單
Would you like to have an ATM card and a checkbook?
你要提款卡跟支票簿嗎?
The minimum deposit is $1,000 dollar for saving account
儲蓄帳戶需要最低 1,000 元的存款
I’m sorry,this window’s closed.Please go to that window.
不好意思，那個窗口已經關閉了，請到那一個窗口。
What would you like to exchange?
請問你要兌換甚麼貨幣?
There is a service charge of US$20 for wiring the money.
我們酌收美金20元匯款手續費。
You have exceeded your credit limit.
你已經超出你的信用額度了。
迫不及待想馬上開始練習嗎？
快打開 VoiceTube App 練英文！
✦ 立即下載 >>> https://bit.ly/myenglishissogood
英文單字不要硬背！ 藉由 VoiceTube App 看影片，不會的單字反覆聆聽，加上單字測驗練習，聽寫齊下，立刻熟記！
文/ Derek Ho
來源：TalkEnglish.com, Yada Yada English, 聯合電子報, 金融業公會, TOEIC TOEFL IELTS 英語學習站
圖片來源：woodleywonderworks, CC Licensed.
作者簡介/ VoiceTube 看影片學英語
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